Fixed Term Cash ISA Bonds (Transfers in only)

Cash ISA 5 Year BondDetails2.30%Gross/AER

Summary box

Account name

Cash ISA 5 Year Bond

What is the interest rate?

2.30% Gross/AER

Interest paid annually.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Can United Trust Bank change the interest rate?

No the interest rate is fixed for the term of the bond.
Interest is calculated daily using the cleared balance of the account.

How do I open and manage my account?

You can open our accounts by post. We only accept transfers in from existing ISAs.
All accounts are accessible by Post or in Branch. Enquiries can be dealt with on the phone. When opening an account you must nominate a bank account where withdrawals from the ISA will be paid to (with the exception of transfers to another provider). All withdrawal instructions must be received in writing. Transfer requests will be actioned within 15 days of receipt of the instructions from your new ISA provider.
Minimum deposit – £5,000
Maximum deposit – £500,000

Can I withdraw money?

Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to a penalty charge.
Interest may be withdrawn annually on anniversary date.
You will be notified within 14 days of the maturity date of the options available to you.

Additional information

Opening the account is subject to our General Terms and Conditions, offers can be withdrawn at any time.
ISAs are a tax free product which does not impact your Personal Savings Allowance. The favourable tax treatment may not be maintained. It is the Government that is responsible for setting the tax treatment. If you are not happy with your ISA, there is a 14 day cooling off period.

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Other Information

Contact Details Tel: 020 7190 5599
Address: One Ropemaker Street, London, EC2Y 9AW
Regulating Bodies Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Protecting your money

We are covered by the Financial Services Compensation Scheme (FSCS).

If you want to find out more about the protection the Financial Services Compensation Scheme offers you download their guide here or visit

Open your business account here