What we lend on:

  • Residential investment property
  • Commercial property
  • Semi commercial property
  • Mixed Property portfolios
  • HMOs
  • Land with planning
  • Listed property
  • A variety of other securities can be considered

Key Terms:

  • Unregulated
  • Loan size from £500k
  • Rolled up or serviced interest options available
  • Valuation and legal fees charged at cost
  • Term up to 36 months
  • Minimum term from 1 month
  • Rates and fees negotiated per proposal

We lend to:

UK Citizens • SPVs • UK companies and trusts • Offshore companies and trusts • UK expatriates • Non UK citizens • Mature borrowers • Funds • Executors


Constructive, Insightful, Resourceful and Assured

United Trust Bank’s Structured Finance division creates tailor-made funding solutions for clients with complex borrowing requirements. UTB’s highly skilled and knowledgeable Structured Finance Team provides a personal service to customers requiring something more than just a conventional loan or funding facility. Each customer’s needs are different, so each solution is tailored to fit their particular requirements, quickly and professionally. United Trust Bank has a  strong focus on service and relationships and provides a robust and reliable source of funding. Brokers and customers can be assured that when they come to UTB, they are dealing with an awardwinning, regulated specialist bank which is committed to delivering successful financial solutions.

Working with Brokers

At United Trust Bank our broker partners benefit from a dedicated account manager who will ensure that all of your enquiries are addressed promptly, consistently and without fuss. You won’t be passed from pillar to post with different people making different information requests. Instead, you’ll receive timely, reliable and professional funding solutions. Our Broker Zone will give you access to our exclusive broker-only web page. Please log in or register here.

Open your business account here